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A fixed annuity (single premium or flexible premium) serves as an excellent alternative vehicle for conservatively saving money for retirement or any other savings goal that comes to fruition after the annuitant's age 59 1/2.
Single premium immediate annuities (period certain or lifetime) are very attractive for adding layer of income to your retirement planning strategy. The Single premium immediate annuity can provide you with a lifetime of income that you literally can not outlive.
A variable annuity can also be used as part of your retirement planning, however, one must be aware that this form of annuity has market risk.
Contact us for more information.
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